AFintech

Chime

Fee-free spending account with credit builder.

Our rating: tier A

Strong — a solid, honest choice. How we rate →

What to know

Fintech (not a bank) with FDIC pass-through via partner banks. Great for fee-free banking + building credit.

Other platforms we rate in the same category.

No-fee bank + brokerage + loans in one app.

Commission-free stock, ETF, and crypto investing.

Business banking built for startups and LLCs.

Send and receive money almost anywhere.

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